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Shipping Finance, by Stephenson Harwood

The second edition focuses on highlighting those factors which distinguish shipping finance from other types of bank lending and explaining the permutations and refinements to the basic secured loan that modern, international shipping finance presents.

  • Sales Rank: #13352820 in Books
  • Published on: 1995-01
  • Original language: English
  • Binding: Paperback
  • 535 pages

About the Author
Graham Burns graduated from the University of Durham in 1980, joined Stephenson Harwood in 1981 and was admitted as a solicitor in 1983. He joined Stephenson Harwood's shipping department on its creation as a separated department in 1985, since when he has specialised in all aspects of ship finance work, including sale, purchase and registration and the financing of new and second hand vessels, for both lenders and borrowers. He became a partner in Stephenson Harwood in 1988 and, as well as the first edition of this book, has had numerous articles published and spoken widely on ship finance subjects at conferences in England and abroad.

Excerpt. � Reprinted by permission. All rights reserved.
Chapter 1 - Introduction

The International Element

More than most other forms of finance, ship finance is international. A ship is an unusual asset. Most ships move - or are capable of moving - all over the world. The financing of large ocean-going ships is undertaken by banks all over the world, by no means just for owners in their own country. On the contrary, and certainly for larger ships and larger owners, one is more likely to find (e.g.) an American bank, acting through its London office, lending to a Greek-controlled owning company and securing itself on a Liberian registered ship. There may be a degree of patriotism - but if a foreign bank can offer better terms, then owners, accustomed to international dealings in the everyday operation of their ships, will not be troubled about dealing with foreign lenders.

There are two common elements. First, the universal currency of international shipping is the US dollar. Loans in other currencies, except to owners who operate their vessels within narrow geographical confines, such as ferry operators, and therefore have the bulk of their income in local currency, are relatively rare. For ships which trade worldwide, income will almost invariably be in US dollars and ships will be bought and sold in US dollars; hence, to limit exposure to currency fluctuations, loans (and loan repayments) will be in US dollars. (Although multi-currency options appear in facilities from time to time, they tend normally to be dollar based.)

The second common element is the importance of English law. London remains one of the world's major shipping centres. Although major British owners are now few and far between, and the importance of the Baltic Exchange for fixing employment for ships has diminished as technology has advanced, a very large proportion of the world's fleet is insured or reinsured through the London insurance market and much financing is still done by banks in London. English law, and London arbitration, are common choices of parties to shipping contracts, such as charterparties, even where those parties have no obvious connection with England and where the ship may never come near an English port. This is not to play down the role of other legal systems: it is simply that historically English law has attained an ascendancy in the world of shipping which other legal systems have yet to succeed in shaking off.

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Sabtu, 04 Juni 2011

[Z551.Ebook] PDF Ebook Testimony of an Irish Slave Girl

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Testimony of an Irish Slave Girl

  • Sales Rank: #2822038 in Books
  • Published on: 2003-02-12
  • Binding: Paperback

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4 of 4 people found the following review helpful.
A book everyone should read
By Annonymous65
The story of the Irish enslavement by the British in the 17th and 18th centuries is omitted by most history books, or else presented as a pleasant "work for travel cost" indentured-servant program. This book gives a raw picture of the reality experienced by the tens of thousands of Irish slaves who were taken to the West Indies through the voice of woman in her forced testimony just before she is executed. The slave masters' creation of "black" African slaves versus "white" Irish slaves was started at this time in order to divide their joint efforts in rebellion. In all of my years of studying history, I never learned this story until I read McCafferty's book. It has motivated me to research further into this hidden human genocide. This well-written story places the reader in the time where life was very cheap and justice very rare.

3 of 3 people found the following review helpful.
Testimony of an Irish Slave Girl by McCafferty, Kate unknown Edition.
By varoooom
While the story is fiction, the historical facts are not. So many people overlook the enslavement of the Irish in the Caribbean, where the template for slavery in the Colonies was formed. I had no idea that the "Free Blacks", at first, were the offspring of the African man and the Irish woman in attempts to make a hardier slave. A superior slave, so to speak. It's not a pretty story, but what is when you have a ruling class with no regard for the people who make their luxurious lives possible--similar to life in the USA today. I've read the book twice and recommend it highly.

0 of 0 people found the following review helpful.
Five Stars
By Ashley Pacheco o
I love this book I had to read it for women studies.

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Rabu, 01 Juni 2011

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This monographic issue spotlights the rise of Belgian architects Kersten Geers and David Van Severen. Prior to establishing their own practice in 2002, the duo honed their skills in offices in Rotterdam, Ghent, and Brussels. An economy of means is a prominent feature of their work, and they display a strong proclivity for precision. Their interest in materials, as well as their attitude towards past and present, are likewise ubiquitous qualities that are reflected in their work. Besides an in-depth interview, the issue features several projects, including private homes, an office refurbishment in Kortrijk, Campus RTS in Lausanne, and the Centre for Traditional Music in Bahrain.

  • Sales Rank: #167479 in Books
  • Published on: 2016-08-15
  • Original language: Spanish
  • Dimensions: 13.39" h x .87" w x 9.76" l,
  • Binding: Paperback
  • 272 pages

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Senin, 30 Mei 2011

[X881.Ebook] Free PDF Evidence Concentrate, by Maureen Spencer, John Spencer

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Evidence Concentrate is a high quality revision guide which covers the main topics found on evidence courses. The clear, succinct coverage of key legal points, including key cases, enables students to quickly grasp the fundamental principles of this area of law. The book focuses on the needs of students to succeed in their exams, showing how legal rules fit together and the approach that should be adopted when answering questions.

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  • Sales Rank: #7220043 in Books
  • Published on: 2012-03-02
  • Original language: English
  • Number of items: 1
  • Dimensions: 6.20" h x .50" w x 8.20" l, .58 pounds
  • Binding: Paperback
  • 179 pages

Review
Review from previous edition: "Evidence Concentrate is an excellent revision guide for students of various abilities. It offers a clear and concise summary of the law whilst not being too simplistic." --Beverley Steventon, Head of Law, Coventry University

"Every law student serious about their grades should use a Concentrate. I would not revise without it." --Heather Walkden, Law student, University of Salford

"With a clear layout and an impressive array of tips, case boxes, and topic summaries, this guide aids both understanding and learning, and enables solid exam preparation in even the most difficult of subjects." --Rachel Seeley, Law student, University of Nottingham

About the Author

Maureen Spencer is a Principal Lecturer in Law at Middlesex University

John Spencer is a barrister, law reporter and visiting Senior Lecturer in Law at Middlesex University

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0 of 0 people found the following review helpful.
Concentrate - Evidence
By Holmonben
Very comprehensive and extremely focused. This is a very useful tool for the student of evidence and an invaluable aid to preparation for exams.

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Kamis, 12 Mei 2011

[B760.Ebook] Free Ebook Essentials of Gifted Assessment (Essentials of Psychological Assessment), by Steven I. Pfeiffer

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Essentials of Gifted Assessment (Essentials of Psychological Assessment), by Steven I. Pfeiffer

An Up-to-Date Overview of the Theory and Practice Underlying Gifted Assessment

Essentials of Gifted Assessment introduces readers to the theory and practice underlying gifted assessment. Steven Pfeiffer, a leading expert in the field of gifted assessment, discusses what it means to be gifted, why we should identify gifted students, and the purposes of gifted assessment.

Well-organized and engaging, the book examines key principles of gifted assessment and provides an up-to-date overview of gifted assessment measures. Topics include the use of local norms, measuring creativity and motivation, nonverbal measures, the importance of recurring gifted assessment, multi-potentiality, gifted testing and minority group students, and evaluating the twice-exceptional student. Early identification and intervention greatly benefits gifted students, who may otherwise never realize their full potential. Throughout the book, Pfeiffer equips school psychologists with the tools they need to:

  • Identify and assess uniquely bright and talented students
  • Integrate multiple assessment measures including intelligence, cognitive ability, and achievement tests
  • Assess gifted students with coexisting disabilities and disorders
  • Promote the abilities of gifted students using evidence-based strategies

The book also includes extensive illustrative material, such as callout boxes and case examples, that facilitate use as a quick reference, plus end-of-chapter "Test Yourself" questions that help reinforce key concepts. Essentials of Gifted Assessment helps new and seasoned school psychologists and other professionals acquire the skills and knowledge needed for ethical, evidence-based, and informed clinical practice with high-ability students.

  • Sales Rank: #720883 in Books
  • Published on: 2015-04-27
  • Original language: English
  • Number of items: 1
  • Dimensions: 8.50" h x .55" w x 5.50" l, .0 pounds
  • Binding: Paperback
  • 192 pages

From the Back Cover

A comprehensive guide to identifying and supporting uniquely bright and talented learners

Early identification and intervention greatly benefits gifted students who may otherwise never realize their full potential. Essentials of Gifted Assessment is an evidence-based overview of what makes students gifted, how giftedness is best identified, and strategies for promoting achievement in high-ability students.

Author Steven Pfeiffer is a leading expert in the field of gifted assessment and in Essentials of Gifted Assessment he presents his influential tripartite model of giftedness. This model goes well beyond the 20th-century focus on IQ scores, taking into account achievement and potential in a variety of areas for a more nuanced and practical perspective. With reference to this and other models, Essentials of Gifted Assessment reviews a range of assessment tools for their research-supported validity and clinical utility.

Each chapter contains self-test questions and quick-reference boxes that facilitate both retention of new information and later review. Steven Pfeiffer has also dedicated a chapter to answering the most Frequently Asked Questions about gifted assessment.

Other titles in the Essentials of Psychological Assessment series:

Essentials of Assessment Report Writing

Essentials of Processing Assessment, 2e

Essentials of WIAT�-II and KTEA-II Assessment

Essentials of WJ IV� Tests of Achievement

Essentials of WPPSI-IV Assessment

Essentials of Planning, Selecting, and Tailoring

Interventions for Unique Learners

Essentials of Specific Learning Disability Identification

Essentials of Evidence-Based Academic Interventions

About the Author

STEVEN I. PFEIFFER, PHD, is a licensed psychologist and Professor and Director of Clinical Training in the combined School Psychology and Counseling Psychology program at Florida State University. An authority on the psychology of giftedness, he is the lead author of the Gifted Rating Scales, a widely used measure to help identify gifted students published by Pearson Assessment. Previously, Dr. Pfeiffer served as Executive Director of Duke University's acclaimed precollegiate gifted program.

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0 of 1 people found the following review helpful.
Five Stars
By Andrea L. Loeb
Very great resource

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Jumat, 06 Mei 2011

[Z108.Ebook] Get Free Ebook At the Billionaire's Pleasure Christmas Stocking (Billionaire Brothers 1.5 Novella), by M.G. Morgan

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At the Billionaire's Pleasure Christmas Stocking (Billionaire Brothers 1.5 Novella), by M.G. Morgan

After a tumultuous start to their relationship Carrie and David have settled into their lives together. With Christmas fast approaching David has a treat planned. A romantic getaway in a snowed in Chalet.

However, while there they will face further challenges to their love. Richard lurks in Carrie's past awaiting his chance to seek revenge.

But nothing is worse than an unrequited love and a woman scorned.

Lucia, a friend from David's past has designs on him but Carrie stands in her way. Will she succeed in tearing them apart? Or will David surprise Carrie with a special question that brings them even closer together?

Can love truly conquer betrayal? Or will it be the source of their undoing?

Billionaire Brothers Series Reading Order

At the Billionaire's Pleasure Book 1
At the Billionaire's Pleasure Christmas Stocking Book 1.5
At the Billionaire's Promise Book 2
Loving the Billionaire Book 3
Loving the Billionaire Winter's Wedding Book 3.5
At the Billionaire's Paradise Book 4
Loving the Billionaire Picture Perfect Book 5
At the Billionaire's Passion Book 6
Loving the Billionaire Ever After Book 7

  • Sales Rank: #330894 in eBooks
  • Published on: 2012-12-12
  • Released on: 2012-12-12
  • Format: Kindle eBook

Most helpful customer reviews

2 of 2 people found the following review helpful.
LIKE THE LAST CHAPTER OF THE FIRST BOOK.
By Annie
This title was more like a last chapter of the first book. It was a good chapter but certainly not for the amount I paid. I would not recommend anyone buying it. Just go on to the third book-- and hope that it is longer than this one was. Books like this are at I hate series. You are left feeling unfulfilled and you will have to spend money to have any chance of finding what happened with the cliffhanger, and, even then, you can't be sure you'll get your answer--you may just pay to get the next cliffhanger. It appears that there are 6 parts to this series and I think I'll just stop at book 2 and find a book that is complete in just one and for sure not more than 2.

0 of 0 people found the following review helpful.
GREAT BOOK!
By linda.
I've recently started this series and have been so wrapped up in it that I've already purchased next three titles. I think Carrie's story is common with many attractive women who aren't that size two or drop-dead gorgeous. I think it encourages the average woman to realize that just because a man is very attractive or financially well off does not make him unattainable. Anyone, when well matched, can have as hot, erotic, and intimate a relationship as Carrie and David (and HOT it is). GREAT BOOK!

0 of 0 people found the following review helpful.
David & Carrie Christmas
By CJR
Overall the book was good. The sex scenes were hot. This time around David invites Carrie to spend a week away with him and some of his friends at the Chalet. Little does either realize this vacation will be a test to their relationship, as well as take a turn that no one saw coming.

Note: I wish that Carrie would have more self confidence and believe that her curves is not a deterrent but a gift and blessing.

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Rabu, 04 Mei 2011

[L199.Ebook] Get Free Ebook Smart Flexibility: Moving Smart and Flexible Working from Theory to Practice, by Mr Andy Lake

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Smart Flexibility: Moving Smart and Flexible Working from Theory to Practice, by Mr Andy Lake

Smart Flexibility: Moving Smart and Flexible Working from Theory to Practice is an engaging and practical management book to help organisations implement Smart Working, and take a business-focused approach to ‘Flexible Working’.

Written for managers at the leading edge of change, Andy Lake takes a strategic, comprehensive and integrated approach to Smart and Flexible Working. Taking an evidence-based approach, he sets out how to achieve measurable benefits across the Triple Bottom Line. Starting from the underlying principles and the compelling context for change, he takes a pragmatic approach to delivering change in each of the key areas of People (HR), Property and Technology.

The book is designed to help professionals understand the vital connecting points across disciplines as well as innovations in their own fields. And there are separate chapters that look at the real impacts for sustainability, the impacts for ‘Smart Government’, how to manage the ‘Anywhere Anytime Team’ and how to take people on the journey towards a Smart Flexibility organisational culture.

The book includes many insights based on the author’s experience and the latest research, many practical techniques for implementing change plus ten new case studies.

Smart Flexibility is essential reading for anyone involved in workplace change and increasing the efficiency of organisations. It is aimed at managers who need to deliver change, and will be of great interest to consultants in the fields of workplace design, new technologies and HR/OD/Training.

  • Sales Rank: #3534285 in eBooks
  • Published on: 2013-02-28
  • Released on: 2013-02-28
  • Format: Kindle eBook

Review
'... I like this book. I liked the author's use of humour to get the point across. I liked the layout of the chapters and how the book's gentle meadow-stream flow from one chapter to the next was perfect for people like me. I like the arguments that he presented, and I appreciated the effort put into excellent research with real-world examples ...' Quality World 'A must-read for anyone interested in or embarking on workplace change. A combination of academic rigour, practical experience and case studies, it reflects Lake's long-standing position as researcher and consultant in the field of smarter working.' Flexible Boss, September 2015

About the Author
A graduate of Cambridge University, Andy Lake is a specialist in Smart Working and editor of Flexibility.co.uk, the online journal of flexible work. He has been involved in dozens of implementations of Smart Working, and conducted leading-edge research into its impacts. Previous publications include the Smart Working Handbook, Workhubs: Smart Workspace for the Low Carbon Economy and Can Homeworking Save the Planet? Andy also coordinates the Smart Work Network (www.smart-work.net), a network of 170 larger companies and public sector organisations that collaborate to develop flexible working.

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